|
Slabs |
less than |
Rs
10,001- |
Rs 25,001- |
Rs
50,001- |
Rs
70,001- |
Rs
1.51 l- |
Rs
2.01 l- |
Rs
3.01 l- |
Rs
5.01 l- |
Rs
8.01 l- |
Rs
10.01 l- |
Rs
15 lakh |
| |
Rs
10,000 |
Rs
25,000 |
Rs
50,000 |
Rs
70,000 |
Rs
1.5L |
Rs
2 lakh |
Rs
3 lakh |
Rs
5 lakh |
Rs
8 lakh |
Rs10
lakh |
Rs15lakh |
&
above |
|
Public
sector HFC's |
|
|
|
|
|
|
|
|
|
|
|
| BOB
Housing Fin |
12 |
12 |
12 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
13.25/13.5 |
13.25/13.5 |
| Can
Fin Homes |
12.25 |
12.25 |
12.25 |
12.25 |
12.25 |
12.25 |
12.75 |
12.75 |
13.5 |
13.5 |
13.5 |
13.5 |
| Cent.
Bank Home |
12.5 |
12.5 |
12.5 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
| Cor.
Bank Homes |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
| GIC
Housing Fin |
11.75 |
11.75 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
| HUTCO
Niwas |
11.5 |
11.5 |
11.5 |
12.75 |
12.75 |
12.75 |
13 |
13 |
13 |
13 |
13 |
13 |
| Ind.
Bank Housing |
12 |
12 |
12 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
14 |
14 |
15 |
15 |
| LIC
Housing Finance |
12 |
12 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
| PNB
Housing Fin |
-- |
-- |
-- |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13.5 |
| REPCO
Home Fin |
12/13 |
12/13 |
12/13 |
12/13 |
12/13 |
12/13 |
14 |
14 |
14 |
14 |
14.5 |
14.5 |
| SBI
Home Fin |
12 |
12 |
12 |
12 |
12 |
12 |
13 |
13 |
13 |
13 |
13.25 |
13.25 |
| VI
Bank Housing Fin |
12.25 |
12.25 |
12.25 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13.5 |
14 |
|
Private HFC's |
| Birla
Home Fin |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
12.75/13 |
| GLFL
Housing |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
15 |
15 |
15.5 |
15.5 |
| Global
Ho. Fin. Corp |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
| Gruh
Finance |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.5 |
13.5 |
13.5 |
13.75 |
13.75 |
| HDFC |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
| Home
Trust Housing |
13 |
13 |
13 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
14 |
14 |
15 |
15 |
| Sundaram
Home Fin. |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
| Tata
Home Fin. |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
| Vysya
Bank Housing |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25 |
13.5 |
14 |
|
Banks |
| Allahabad
Bank |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
13.5 |
13.5 |
| Stan
Chart Grindlays |
-- |
-- |
-- |
-- |
-- |
-- |
14.5/15.5 |
14.5/15.5 |
14.5/15.5 |
14.5/15.5 |
15.5 |
15.5 |
| Bank
of Baroda |
12 |
12 |
12.5 |
12.5 |
12.5 |
12.5 |
13 |
13 |
13.5 |
13.5 |
13.5 |
13.5 |
| Bank
of India |
11.5 |
11.5 |
11.5 |
11.5 |
11.5 |
11.5 |
12.5 |
12.5 |
12.5 |
12.5 |
13 |
13 |
| Bank
of Maharashtra |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
13 |
14 |
14 |
| Bank
of Punjab |
-- |
-- |
-- |
-- |
-- |
-- |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
| Benares
St Bank |
12.5 |
12.5 |
12.5 |
13.5 |
13.5 |
13.5 |
13.5 |
13.5 |
14.5 |
14.5 |
15.5 |
16 |
| Central
Bank of India |
12 |
12 |
12 |
12 |
12 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
13 |
13 |
| Corp.
Bank |
11.5 |
11.5 |
11.5 |
11.5 |
11.5 |
11.5 |
12.25 |
12.25 |
12.25 |
12.25 |
12.75 |
12.75 |
| Dena
Niwas ** |
12 |
12 |
12 |
12 |
12 |
12 |
12.5 |
12.5 |
13 |
13 |
13 |
13 |
| HSBC |
14.7/16 |
14.7/16 |
14.7/16 |
14.7/16 |
14.7/16 |
14.7/16 |
14.7/16 |
14.7/16 |
14.7/16 |
14.7/16 |
14.7/16 |
14.7/16 |
| ICICI
Home Fin ^ |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
11.25/
12.75 |
| IDBI
Bank |
-- |
-- |
-- |
-- |
-- |
13.35 |
13.35 |
13.35 |
13.35 |
13.35 |
13.35 |
13.35 |
| Indusind
Bank |
-- |
-- |
-- |
-- |
-- |
-- |
13 |
13 |
13 |
13 |
13 |
13 |
| J
& K Bank |
11 |
11 |
12 |
12 |
12 |
12 |
13 |
13 |
13.5 |
13.5 |
13.5 |
13.5 |
| Lakshmi
V. Bank ** |
-- |
-- |
-- |
-- |
-- |
-- |
15 |
15 |
15 |
15 |
16 |
16 |
| Oriental
Bk of Comm |
12 |
12 |
12 |
12 |
12 |
12 |
12.5 |
12.5 |
13 |
13 |
14 |
14.5 |
| PNB |
12 |
12 |
12 |
12 |
12 |
12 |
13 |
13 |
13 |
13 |
13.5 |
13.5 |
| PSB |
12 |
12 |
12 |
12.25 |
12.25 |
12.25 |
12.25 |
12.25 |
12.25 |
12.25 |
14.5 |
14.5 |
| SIB |
11.5 |
11.5 |
11.5 |
11.5 |
11.5 |
11.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.75 |
12.75 |
| State
Bk Of Mysore |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
13.25 |
13.25 |
13.25 |
13.25 |
13.25/
14.25 |
14.25 |
| United
Western Bk. |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
13.25 |
13.25 |
13.75 |
13.75 |
13.75 |
13.75 |
| UTI
Bank Ltd |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
13.5 |
13.5 |
| Vijaya
Bank |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
12.5 |
13 |
13 |
13.5 |
13.5 |
13.5 |
13.5 |
| |
|
|
|
|
|
|
|
|
|
|
|
|
^
First figure for 1-5 years, second for 6-10
years. For > 20 yrs ICICI charges 12,86%
** Includes interest tax. |
|